Malta Gaming Authority – MGA

Malta Gaming Authority | MGA Casino licensing

malta mga casino

The MGA is probably the most common license used by online casinos that offer gambling to online players across the globe. This license is issued by the Malta Gaming Authority – the gaming authority of Malta, which is a member state of the European Union (EU). Malta is a small island and is located south of Sicily in the Mediterranean Sea. There are hundreds of online casinos that are located here and that use this license. The MGA licence can be used both for gambling in Malta and from Malta.

The license from MGA is not only the most common license for online casinos, but it is also the license that is considered safe and the very best. This is a strict license, and casinos have a whole list of rules that they must adhere to if they want, and retain, the casino license. We can also mention that this license used to be called lottery and gaming authority – LGA, but this was switched to the Malta Gaming Authority in 2014. Examples of online casino sites licensed from Malta are CasinoEuro and FrankFred, but note that there are thousands of others. The reason we mention these is that they are both listed and both are headquartered in Malta.

Facts about MGA:

Tax rate: Up to 5%
Price: €21,000 in setup, as well as ongoing annual costs and commissions
Website: mga.org.mt

Strict license for online casinos

The Maltese casino and gambling license is as strict as it is precisely is known to be, that’s why it is considered the very best license to play under for all online players across the world. The MGA is constantly taking on both reported and unannounced visits to online casinos, and asks for access to both routines and individual cases. If they find deficiencies at the casinos they can issue fines and in the worst case remove the license from the casino, leaving a gambling company with no legal grounds to operate. This is the worst thing that can happen to an online casino, which is why all casinos that use the MGA are careful to comply with all rules. Which also means safety for us players.

All casinos should be secure and that is the most important thing for the MGA, which is why, a few years ago they introduced rules for all employees at the casinos. All those who worked at an online casino had to get their own license to work in a casino with an MGA license. This meant that all employees had to verify themselves and prove that they did not have a criminal record. A clean record was simply required for all employees. However, this proved to require more work from the MGA than was affordable, which is why this rule was removed in 2016. With thousands of employees to be verified each year, there was simply too much paperwork. Now only employees at the executive level and those who have to verify themselves.

Rules for money transactions

The MGA is very strict on money transactions, and the Anti Money Laundry (AML) Directive is strictly followed. All players must be verified with a valid ID and residential address, and there are strict rules for the documents to comply with the rules of the MGA. The MGA can visit a casino randomly and take samples of such documents, and if they find something that is not kept properly, inadequate documents, or at all missing documents, this is noted. Therefore, for example, you cannot request a withdrawal from a casino until you have verified your identity. This is just to protect you and to make sure they are not victims of identity theft.

They also check money transactions to ensure that no money is transferred between different players, and at all that all their and THE EU’s rules are followed to the tip.

Responsible Gaming Rules

In recent years, it has been responsible gaming that has been the focus of the Malta Gaming Authority. This commission has always kept this as something that they have included in their license, but they have become far stricter now than what they were a few years ago. A new rule that came in 2016 was that all online casinos must have a separate department, or a responsible employee, for responsible gaming. Absolutely all employees of the casino must also be learned in responsible gaming, and this also applies to employees who are not in direct contact with players.

In addition, it must be possible for a player to pause their account or choose to self-exclude themselves. It should also be possible to set limits on the gaming account for deposits, time sessions, turnover, losses and more. To raise such limits there are also strict rules, and this is something that can only be done 7 days after the desire for raising limits was registered. This is to give players an extra chance to change their minds.

Not only must there be tools to take responsibility for gaming, but the casino must also work actively to identify players who are at risk of becoming problem gamblers and stop them before things go out of hand.

Malta and online gambling

Malta is a tiny island just south of Sicily, perhaps best known for being the recording location for the first season of Game of Thrones; and online gambling. The casino industry is a major influence on the island, and a large part of the population is foreigners who have come to the island to work in the industry, mostly swedes. This has characterized Malta for good and bad. The island has enjoyed enormous economic growth, but the price level has also grown considerably and the housing market is very expensive relative to the wage levels among the regular Maltese citizens. There are also many nordic citizens who have started their careers here, and you will find nordic people in important positions among the biggest gaming companies. The fact that there are many from the nordics working in important positions in these companies is good news for us players, this means that there is a focus on games and promotions that we all appreciate.

Why is an MGA license good for you?

As Malta is an EU country, they are required by EU law when it comes to, among other things, privacy and they must follow anti-money laundering measures determined by this supranational body. Therefore, all operators who hold an MGA licence must comply with strict regulations, including the above points. Another point that is important to mention is all players are protected by any bankruptcies that affect the operator they are playing on. Operators are required to have separate accounts with player funds, so these are winnings belonging to the players and not the casino. This is a prudent method and that provides even a plus in the book for choosing casinos with a Maltese license.

If there is a conflict between you and the casino – you can lodge a formal complaint with the MGA and they will follow up on the complaint and process your private details in a correct manner. Therefore, you can be safe when playing at an MGA casino.

If you are unsure what license an online casino has, you will always find the license information at the bottom of the footer of the website. If they have a license from Malta this will be there and they must include the license number and when the license was issued.

Malta or Curacao?

The majority of European countries have regulation when it comes to online casinos, Norway and Germany together with Finland, is one of the few countries in Europe that operates only with a monopoly. Of the countries we like best to compare with, Sweden and Denmark they have managed something Norway have not yet achieved, a regulation of gaming companies, they simply don’t welcome them.

Sweden got its license in 2019, and the figures so far have proved that it has been positive for the Swedes – and they have gained better control of responsible gaming. It has also been reported that the proportion of problem gamblers has decreased – which is very positive, as one of the backtanks of having a licensing system is to get a grip with the proportion of players who are unable to master their playing. In Denmark, they have had a licence since 2012, and they have allowed a handful of foreign operators to operate in their market, such as Mr Green and Casino Luck.

Other players usually have the choice between online casinos that have a license either in Malta or on the Caribbean island, Curacao. The one from Curacao is not the best option. Many online casinos usually start with licenses from Curacao, so it’s much cheaper – before they usually always end up with a Maltese license.

what do we think?

As long as the authorities do not allow foreign gaming companies to participate in a licensing system, the Maltese is definitely the best license a online casino can have for players. However, we at Casinowithdrawal.info are in favor of a licensing system similar to theirs in Sweden and Denmark, as we believe it will be even easier for a body to control and assist problem gamblers, as they can work closely with local organizations to to prevent problem gamblers. But before this happens, we can safely say that the Maltese license is a good and safe license for players at all times.


MuchBetter casino payments

Another great payment solution

MuchBetter is a relatively new casino e-wallet payment solution, specially designed for easy payments and transfers to casinos. To utilize MuchBetter, simply download an app on your mobile and all payments are confirmed later via this app.

MuchBetter has many advantages – it is a simple, practical and highly secure concept. Also, the gang behind MuchBetter gives you points when you use the app, and these points can give you cash prizes every Monday. That sounds pretty good, right?

Is MuchBetter a secure payment option?

yes, MuchBetter is among the safest payment solutions available today. On the MuchBetter Norway home pages, a lot of time and resources are specified in security so that your sensitive information should not be lost.

MuchBetter has many advantages – it is a simple, practical and highly secure concept. Also, the people behind MuchBetter gives you points when you use the app, and these points can give you cash prizes every Monday. That sounds pretty good, right?

Among other things, device pairing, dynamic security codes, and touch ID are used, making it very difficult for unauthorized people to access your account. When using MuchBetter in casinos you don’t have to enter sensitive information such as card numbers or other information at the casino itself, as all information is already stored in your account at MuchBetter Casino.

It also allows you to avoid casino scam. MuchBetter knows the dangers that are on the web today, and they have taken all the precautions that you as a user at should be 100% safe.

Costs and fees

MuchBetter even says that they are the most affordable e-wallet available. The registration and account creation at MuchBetter is completely free, and the cost of transfers and transactions is very low.

However, when used at casinos, different players can take different fees. Therefore, always check with the current casino which fees apply, and you will avoid unexpected surprises when paying off.

Open a MuchBetter account

Opening a MuchBetter account is done in a few minutes. The first thing to do is to download the MuchBetter app from Google Play or the App Store, depending on the type of smartphone you have.

Once that’s done you can open the app and start the free sign-up process. Follow the on-screen instructions, fill in the required information such as email and password and verify your account easy and fast with no hassle.

MuchBetter Mastercard

Once you’re done creating your MuchBetter account you can deposit money into your MuchBetter account and it’s ready for use at online casinos. Please note that you can also order a Mastercard once you have registered.

If your casino does not accept the MuchBetter casino as a payment option yet, you can always use the card for deposits and withdrawals instead. MuchBetter Casino has really put everything to the test for a really good user-experience.

Pros and cons of MuchBetter

So far, we have many good MuchBetter experiences, and it is rampant by benefits if you choose to use MuchBetter for payments. Firstly, you always have MuchBetter available via your phone.

You don’t have to keep track of your credit card and bank chip – everything you need can be found through their app. What’s more, MuchBetter is especially designed to be used at casinos – perfect for players who want fast, easy payment solutions.

Loyalty Program

However, what makes the MuchBetter stand out among other e-wallets – in a positive sense – is the way MuchBetter rewards their customers. Every time you’ve used MuchBetter to pay 85 kroner in a casino, you get so-called MuchBetter points in your MuchBetter account.

You also get points every time you transfer money to friends and family. These points will every Monday give you the chance to win rewards at Muchbetter – in the form of real money.

We have not encountered many disadvantages in our test of MuchBetter. If we are to mention something, it must be that the concept is still fairly new. This means that many casinos still don’t offer MuchBetter as a payment option.

Fortunately, MuchBetter has solutions to this. They provide free Mastercard, and if you cannot use the MuchBetter app for payments at new online casinos, you should be able to use Mastercard.

Conclusion

MuchBetter is a concept that is included in the modern times. It is unique, innovative and very secure. All you have to do is download an app on your mobile and register as a user at MuchBetter.

You can then use MuchBetter to pay at casinos, to transfer money to others, and more. The fees are low and all transactions are processed very quickly. Plus, you can collect points on your MuchBetter account, which can give you cash winnings.

Our MuchBetter experiences are exclusively good, and we believe — and hope — that MuchBetter will become a well-known phenomenon in the future.

MuchBetter casino list

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A player wins €47.989,80 on a €2 spin!

Casumo Player won big in Lil Devil slot

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Lil Devil has 6 reels, 4 rows and a total of 4096 paylines. It goes to themselves that this offers the possibility that you as a player can run away with some great top winnings. You can actually win 40 960 times your own bet, if it doesn’t shout high sums of money then we don’t know. In Lil Devil, of course, you also get the chance to try your free spins – in fact 4 different types.

BTG produced slot

In Big Time Gaming, the players are in focus, and this has led to a number of exciting slots that have resulted in this company being well known among players around the world.

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Summary

Lil Devil is a great game from Big Time Gaming that comes with a fun graphics, great top wins and innovative features – including the 4 different types of free spins you can try your luck on. You’ll find Lil Devil and other slots at our recommended online casinos!

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Use Revolut at online casinos!

Revolut is one of the best payment solutions

Revolut may not be so well known in the online casino world, but it is only because that this payment method is quite so new. It is one of the most flexible online banking system that exists and you can can have both physical cards and virtual cards attached to your account. Now, this payment solution has also found its way to the online casinos, and we have a lot of good things to say about Revolut.

Revolut – an advanced e-wallet

Calling Revolut for an e-wallet isn’t really right, because this is more like a web-based bank, as they say; “Better than your bank account“. Here you can have the correct bank accounts associated with your account, and you can also order physical Visa and Mastercard that you link directly to your Revolut account. What makes Revolut so special is that they support a total of 140 different currencies, of which Euro, one of them, and you can use your card throughout 180 different countries. Thus, they are not only aligned with most banks, but they also offer more with so many currencies.

In addition to offering an actual banking service, they also offer a variety of other services. You can actually also get a travel insurance through them, and this covers unforeseen medical treatments and dental services abroad. They also cover delayed planes and lost baggage. In addition, you can also get a so-called “idiot Insurance” on your mobile, so that you get covered accidentally such as a broken screen, moisture damage, and malfunctions that your warranty and claim warrant do not cover.

Revolut is thus far more than a standard e-wallet, such as Skrill, ecoPayz, Neteller and HiPay. This is more advanced, and thus in our opinion a lot better.

More usability than just online casinos

The Revolut payment service has now reached online casinos and that means you can cash in money in your Revolut account, via a bank transfer, and then create virtual cards that you can use to deposit at an online casino. This makes depositing money into your account safe and secure. Each time you use a virtual card, a new card number will be generated, and each card can only be used once. This not only makes you sure that no one can steal your card information, but it doesn’t matter if it happens or not. The card can simply be used once. You can have more money left in your virtual card, but your card number will only change.

This is not just an advantage at online casinos, but everywhere or where you use cards online. If you would rather use a regular card, you can order a physical card by mail.

Get a physical Revolut Visa or Mastercard

There is no limit to how many cards you may have associated with your account at Revolut, so here you can order as many as you like. However, no more than one card is required since they can also send out replacement cards within 3 days Globally. This means that even if you lose your card while you are traveling, you can quickly get a new card sent to where you are. They can now send out new cards to a total of 160 different countries.

These are cards that you can also use at ATMs around the world, and they also offer withdrawals entirely without fees. Depending on the type of account you choose, you can withdraw between 200 euro and 800 euro kroner with no monthly fees. If you take out more it will cost you 2% of your withdrawal.

By using your card you can also get between 0.1% and 1% cashback on your usage. This means that if you use your physical Revolut card at an online casino, you get an automatic cashback bonus from Revolut. Within Europe, the 0.1% you get on your card usage, while outside of Europe get 1%.

Travel Insurance by geolocation

One of the best services that Revolut offers is the ones that give you a travel insurance. Here you pay £1 per day you are traveling and through their app it detects immediately that you are leaving the country. The maximum amount you can be charged through one year is £30, so this is even a cheap insurance to have. If you know that you are a lot traveling then you can also choose to pre-pay £30 for the whole year.

Scam protection

This travel insurance is something that they have also put up for in a different way. To prevent your credit card from being used illegally by copying or skimming, you can limit which country the card will work in. You can choose to only allow card transactions in the country in which you are located, so that it cannot be used abroad unless you and your app Also Have traveled abroad.

Excellent for multiple currencies

If you use Revolut as a payment method at an online casino you can at length save yourself a lot of money when it comes to fees. For example, you can have money in many different currencies attached to your account, it does not matter if you are playing at an online casino that does not have Euro as currency. This is especially true for withdrawals, as this may incur hefty fees from regular banks.

Most of us who have a bank account only have our most used currency. That is, once you get into a payment in for example in Euro, the bank will perform a currency exchange for you, before the money reaches your account. This alteration you have to pay for, and in some cases it can come up in many hundreds of dollars. If you use Revolut you will release it, as the money is kept in the currency sent by the online casino. Here you have access to accounts in many different currencies on the same account, easy!

Bank Transfer with Revolut

Revolut is just like any other bank account, but much better, you can also transfer money to another bank account through a bank transfer. It also allows you to use Revolut to make a deposit to a casino online via for the methods they have for direct bank transfers. Thus, you can also use your Revolut account number to make withdrawals. Simple and convenient.

Verifying your Revolut Account

Revolut is a bank that you only use via the app, and that’s where you need to opt in and register as a user. Before you can make use of all the services, such as ordering a card, you need to verify your identity by submitting a photo of your ID, a photo of you, and possibly proof of address. Once that’s done, you’ll be approved, and you can start adding currencies and accounts the way you want.

When you need to verify your Revolut account with an online casino, there is pretty much a screenshot of your app being used, so it’s also easy to implement. More information is provided at your online casino.


SMS casino deposit

SMS Payment at Casino

There are always a lot of choices you have when deposit money into your casino account. Of course, gaming companies want to make a deposit as easy as possible for all their players, and therefore offer many different deposit methods to choose from. Common options that pop up are bank transfer, card payments, and payments through e-wallets such as Skrill and Neteller. But a new twist that exists in some casinos is the ability to transfer money to a player account to through SMS payment.

Below you’ll see the list of casino that offers deposit with SMS and via your own mobile phone:

Rank Casino Bonus Rating Visit
1 withdrawal comeon ComeonT & C Apply Visit
2 mobilebet cash out MobilebetT & C Apply Visit
3 get lucky casino cash out Get LuckyT & C Apply Visit
4 vegascasino cashout VegasCasinoT & C Apply Visit
5 videoslots cash out VideoslotsT & C Apply Visit

How the service Works

Nowadays, there are not even that many casinos that offer a deposit method which affects your phone bill, but there is a payment method that some casino players would like to find easy and good to use. You pay directly from your mobile and the amount will be charged immediately. The amount you deposit will show up on your next phone bill.

Safety and security

All casino companies that target players must be licensed by a approved authority. There is currently two main regulatory bodies; MGA and UKGC. Most casino companies will therefore be established abroad. For European gaming companies, the small island of Malta is a popular place, and anyone who wants to offer a gamble from here must be authorised by the Maltese Gaming Authority. There are stringent requirements for security around how gaming funds are processed, so you can rest assured that all deposit and withdrawal options offered from a licensed casino are completely safe to use.

Fees and charges

As a rule, there are no fees or fees when it comes to SMS payment to a casino. However, the terms and conditions may always stand out from which payment provider is in question and which casino it is. Therefore, it is important that you check into any costs that a specific deposit method may have by looking at the casino’s home page. If you are unsure, do not be afraid to contact customer service at the casino you are playing at, so they can help you and respond to what you may be wondering about.

However it is very important to think about when it comes to an SMS payment/deposit to your casino account, you borrow money and you must be careful to play responsibly. It’s easy for things to go a little hot when you’re playing a slot game or being seated at a table game, and all of a sudden you’ve used and played away money you really couldn’t afford to lose. When you can also borrow money in a convenient and easy way, it can make the problem even bigger. So make sure you always have coverage for the amount you deposit so that without any problem you can repay the full amount once the invoice arrives. If you do not, it can quickly cost you a lot extra in terms of fees and high interest rates.

Siru Mobile Casino

Depositing at the online casino with mobile devices has never been easier. Siru-Mobile is probably the future in depositing solutions. The transfers take place immediately, while your money is 100% safe. This opens up opportunities for fast, secure and reliable deposits on different games.

There are few casino with Siru-Mobile as deposit method, but all casinos in the list we showed you have this mobile solution. In addition, there are so many more, and in all our casino reviews you will find all available payment methods.

With Siru Mobile Casino as an option, you can deposit funds into your gaming account. By a few simple keystrokes, your transfer risk-free money is completed. On top of that, the system is open to transactions all over the world. The payment method is 100% risk-free. If your order in the unlikely fails, your service will refund you money without any problems. The only system requirement when using the service is a phone with the ability to receive SMS messages.

No technical skills are required for you as a customer – Siru Mobile Casino can successfully be used by everyone.

Siru Mobile Limits

A limiting factor is admittedly that you as a customer can only choose between predetermined amounts up to the maximum limit of 28 euros on a monthly basis, the maximum amount is set to 300 euros.

How Siru Works

Another version of mobile payment is to simply pay with your mobile bill. Siru-Mobile offers a type of payment where you deposit money, and this installment is then added to your phone bill. This makes it even easier to pay via mobile, regardless of whether you’re playing from mobile or desktop. You can read more about the benefits of this payment method, continue reading this article.

To use Siru Mobile Casino, select the desired amount. Depending on your chosen deposit amount, you will be sent to a new, encrypted website. It will provide you with a unique phone number for your deposit. Once you have dialed the current number with your mobile phone, the money is placed on your casino account. Your deposits will be charged on your upcoming mobile bill.
If you do not think this is a payment solution and deposit method that suits you well, we would recommend choosing a more traditional way to deposit money, such as via your VISA card or Mastercard.

Alternatively, you can also use a lot of e-wallets like Skrill, MuchBetter and Neteller. These are safe and effective deposit and withdrawal methods that allow you to withdraw or deposit funds immediately.
Are you looking for a light and fast deposit solution when playing online casino? Then Siru Mobile Casino is the ingenious choice for you. At the same time as security is maintained, your system makes your deposit in a record-breaking and hassle-free way.


Payment methods at casinos

Casino payments

For newcomers in the world of online gambling, there are plenty of people being withheld by the uncertainty about giving out personal information to be able to get money in and out of their account. Whether it’s concerns over security, hidden fees, or usability, there are many players who are stopped by fear and therefore cannot access their favorite games.

Fortunately, online casinos now have a number of payment options that can help secure users about security and usability. To help with our reassurance, we have put together a guide of all the payment options and some details around each one.

Bank transfers

Bank transfers allow a user to deposit money directly from their bank to the online casino, without any middleman. For example, some casinos may choose to use a third party for payments, and it will be possible to transfer to them.

Bank transfers that are often available include:

  • Bank Wire – User account details of a casino to make transfers directly at a bank or via online banking; It may take up to three days for your money to come through.
  • Instant Bank Transfer – also involves using account details to transfer money, but it happens immediately, usually for a small fee.
  • Check – you may in some cases write a check and send it to the casino’s address, but postage takes time, and it also takes a few days for the check to go through.

Debit card

Debit cards, or bankcard that we most often say, are connected to your account and use the money you have available to make deposits to the casino. The payment takes place immediately and there are usually no extra fees involved.

Bank Wire – User account details of a casino to make transfers directly at a bank or via online banking; It may take up to three days for your money to come through.
Credit cards accepted by most major casinos include:

  • Visa
  • Maestro
  • Mastercard

Credit card

Unlike bank cards, credit cards are not linked to a bank account. Instead, they are offered by most banks and financial services, and serve as a small loan. Funds transferred from a credit card are borrowed from your bank and will incur interest if not paid back within an agreed time.

Transfers are immediate, but many online casinos charge small fees for using credit cards, which vary depending on which bank you use.

Accepted credit cards include:

  • Discover
  • Mastercard
  • American Express
  • Visa
  • Maestro

Prepaid cards

These work the same way as a debit card, but instead of pulling cards from an account or borrowing institution, you need to refill the card before using it, a bit like a calling card. They are easier to control and give you a full overview of how much you spend, considering that you need to buy a new card when the card is empty. Some payment cards are physical that you can buy in the store, others are virtual, where you buy them over the net and get a code you can use at the casino.

Transfers take place immediately and the fees vary according to the supplier, but are either based on a single fee or a percentage of the amount you transfer. The good news, however, is that no online casino will charge if you deposit money with a prepaid card.

The most popular payment providers include:

  • Paysafecard (owner of the former vendor Ukash service)
  • Entropay.

Instant payment Services

Instant Payment Services Act as a security barrier between your bank and your online casino. You only need to make an account with the payment service with your account details, and when you need to pay something simply log in with your username and password.

Transactions usually happen immediately, and most are free to use, while some have a small transaction fee. Online casinos will also not charge if you deposit money with payment services.

Examples of instant payment services that are well known and accepted are:

  • Clickandbuy
  • Click2pay
  • iDebit (formerly Instadebit)

E-Wallets

eWallets are digital wallets that combine items of both prepaid cards and instant payment services, although the exact process varies between different providers. Sometimes you just need to log in when you have to pay something, and the vendor pays on your behalf while still withdrawing money from your account – just like an instant payment service. Other providers require you to deposit money to your digital wallet before you can use it – just like a prepaid card. Many also have their own security measures, as well as protection policies and services to resolve conflicts.

Transfers usually happen immediately and there is extra protection in place. The fees vary, and can either be deducted from the amount you deposit into your digital wallet account, or on vendor transactions. But again, it’s good news, as online casinos rarely pay when you use an eWallet for deposits and withdrawals.

Known and accepted eWallets include:

  • Neteller
  • MuchBetter
  • Skrill (Moneybookers)
  • EcoPayz
  • WebMoney

Other innovation-rich options

In addition to the traditional methods, there are a few other interesting options. Bitcoin is a new virtual currency and digital payment method that keeps gaining popularity. Bitcoin is acquired through ‘ mining ‘ via a payment processing or purchased from certain outlets. Keep an eye on the introduction of Bitcoin gambling in the most famous casinos.

Online casinos are constantly looking for new ways to make their payment methods easier, more secure and more versatile, so check their list of payment methods for more ideas.